Personal Independence Payment
- how disability / condition affects my daily living & mobility
- replaces monthly £185 Disability Living Allowance
I got a letter in the post from the DWP out of the blue in July 2019 saying that my Disability Living Allowance was being replaced by Personal Independence for which I had to apply & make a claim. I didn’t know what PIP was but I knew this was going to have a big impact on me. I find speaking on the phone difficult at the best of times so the fact that to register & initiate my PIP claim & start the process entailed a 30 minute detailed phone call with the DWP was more than a hint that this was going to be a long & difficult road ahead. I then received a x40 page claim form in the post which sent my head into a total spin ! I knew I needed key help & support plus plans in place as there was a one month deadline to contend with.
PIP Step 1 = Speak to DWP to register my claim
PIP Step 2 … = Tackle the x40 page form
- See my psychiatrist Dr Singh August
- brother Martin help
- askuswirral.org.uk website research > Benefits > PIP
Section 1 = Health professionals
Section 2 = My health conditions or disability
Section 3 = X15 Questions
Section 4 = What to do next
My disability / conditions
- Bipolar Affective Disorder
- right knee = ruptured old carbon fibre Anterior Cruciate Ligament
- right knee = arthritis
My Personal Key Questions
Q5 Treatments
- be clear headed organised to monitor & manage my treatments on a daily basis
- dosette box for bipolar & sleeping tablets
- use alarm reminder to take them at night / so don’t take too many
- otherwise very poor sleep
- GP / pharmacist good communication & delivery service
- Good day = do knee physiotherapy exercises & pain free
- Bad day = when anxious stressed = too painful for knee exercise / forget to order medication
- use mood diary to track when becoming unwell = psych x6 weeks
- quickly become unwell = withdraw from people & am isolated
- family live 60 miles away / no daily support
- causes pain & discomfort/emotional distress/tiredness/lack confidence & motivation
Q6 Washing & Bathing
- knee = difficult to get in & out of shower safely
- don’t have separate walk in shower
- restricted to sink washes mostly
- fear of slipping/twisting getting in or out of bath
- long time because very cautious re fall
- use to relax with a bath
- occasional confidence for shower
- grab rails for shower balance
- non slip mat / long handled sponge
- need a shower seat
- live alone no one to assist me
- have lost confidence to bathe
- hair wash in sink for safety
- good day = have a shower / concentrate & remind not to twist my knee
- feel tired after
- bad day I don’t do sink washes & neglect my self care
Q9 Communicating verbally
- find social situations difficult
- especially in noisy or busy places e.g garden centre,cafe,pub,restaurant
- can’t concentrate on what’s being said, become anxious, confused & stressed
- can’t follow the conversation, head spins/buzzes & quickly get a headache
- friends & family fill in the gaps in conversation
- just want to go home !
- very tired after & feel unwell for a few days after
- Psych meetings = Dr Singh repeats questions/ reinforces key points
- ask friend to speak on phone on my behalf
- difficult to explain what I want or need & hard to process information
- if no help = I misunderstand of forget what’s been said
- good day = focus & follow what’s being said / speak for myself
- bad day = high bipolar phase can’t concentrate & very irritable
- bad day = low mood don’t take in what’s being said
Q11 Mixing with other people
- bipolar = difficult & stressful to meet & mix with other people
- mostly only see people who I know well & understand my mood swings
- easily feel anxious in any social situation
- need support from family / friends to keep conversation going
- only meet others in the morning when feel calmer & fresher
- quickly become very tired
- sometimes thought of meeting up is overwhelming = cancel & feel guilty
- hate bumping randomly into someone from my past =teacher/sport/past pupil
- quickly become stressed whether on my own or with someone
- good days = meet up & cope with awkward questions
- bad days = stressed before then wired then very tired
- hard questions = “How are you? or “How’s your knee?”
- only have energy for one or two social meet ups per week
Q12 Money decisions
- bipolar affects ability to control & understand money issues
- finances = constant source of stress, worry & anxiety
- leads to poor decision making & impulsive spending
- need & receive help from close friend & banking advisor
- re budgeting/set up or change £ monthly direct debits/ overdraft limit
- easily overspend when stressed so reach my overdraft limit with no backup
- good day = feel in control & know what my £ balance is/ what can afford
- bad day = don’t think logically & overspend
- problems = forget debit card pin number / leave card in machine/forget my purse
- sometimes need help in my village shops from staff when confused / anxious
- friends help = overview of my finances/annual review/encourages use of cash
- & make money last/makes official phonecalls/supports me in meetings/putting credit blocks in place/tackled previous credit card debt
- family / friends pay for me in noisy busy places
- anything to do with £ money / finances is done in the morning
Q13 Going out
- bipolar affects ability to go out
- get quickly overwhelmed when out of my house & only go to places I know well & feel safe in my comfort zone
- avoid going anywhere unfamiliar
- friend to accompany me
- practice run on sunday before any new meeting venue = plan route & parking
- have had panic attacks on buses & trains in past = lost confidence
- knee now impossible to use public transport = nearest bus stop is too far to walk to
- try to only go out in the morning avoiding rush hour return by 11.00a.m
- good day = drive unaccompanied to local places
- avoid driving on motorway
- rely on friends car or local taxi = minimise stress levels
- have been unable to attend key appointments cos going out too stressful
Q14 Moving around
- knee restricts how far & where I walk
- bipolar = constant state of alert about the fear of twisting/tripping/ or falling
- in house bathroom & bedroom are upstairs = move slowly & cautiously bannister
- more stress if have to carry anything upstairs or downstairs = hold bannister
- use chairs or tables or walls to steady myself for balance
- take extra care re steps/kerbs/uneven surfaces
- concentrate in garden re step to grass to border level change
- often in pain after
- take frequent short breaks
- good day = can walk between 50-200 metres & get in & out of car pain free
- bad days = only short distance / in pain/ walking stick/alone & isolated
- knee swells need 2-3 days to recover
- my world is much smaller these days
- can’t clean my house properly = need a £cleaner once a fortnight / month
- bipolar high phase room floors quickly become cluttered = trip hazards
- move slowly & cautiously concentrating wherever I am /whatever I am doing
Q15 Additional Information
- my situation more complex because I live alone
- no one to rely on & support/help me on a daily basis
- my family live in Bolton & only see them a few times a year
- bipolar fluctuates depending on stressors & emotional triggers
- moods swing between high & low phases
- am often overwhelmed
- need different types of support & understanding from friends/family
- I only go out in the morning for appointments or socially
- I find it hard to speak on the phone
- am very sensitive to noise, busy places or crowds
- constant anxiety & limitations due to knee problems
- constant anxiety re £ money issues
- my mental health needs managing & monitoring on a daily basis
- quickly get tired
- am easily overstimulated resulting in confusion & problems concentrating
- i find it difficult coping with change
- i am overly sensitive & overthink things
- I often feel fragile, lonely & isolated
- important for me to feel safe both in & out of the house
- increasingly difficult for me to keep my house clean& hazard clutter free
- my conditions restrict what I can do & what time I do things
- mood swings & stress levels often lead to poor decision making
- Everything takes longer & face daily difficulties
- when unable to get out have done phone consultations with my Psychiatrist & GP
- found PIP form caused daily anxiety/poor sleep/felt under pressure re deadline
- completing PIP form took a long time & required help from my family & friends

PIP … Step 3 My website / PIP webpage
I needed to make sense of it all so I started working on a PIP webpage for my website to clarify & regain control of my thoughts which were all over the place. This was important so that my family, friends, Psychiatrist & GP were all up to speed at various key stages . It also meant that I didn’t need to keep talking about it which wasn’t doing me any good. When I was ready Geoff my tech guy worked his clever stuff (despite a few hiccups) & I felt better and more supported when I started to share it.

PIP Step 4 … Face to Face Consultation / Assessment Prep & Plan
The initial date of the 15th October at 2.00 p.m. had to be rearranged because Marj (who was coming with me for support) was away on holiday so I rang up to ask for new date which would work better for Marj & me. I was relieved to sort out a morning appointment for Tuesday 29th October and although it was the day before my birthday I needed to get it over with … because I knew I would be stressed & anxious whichever the day was.
- Discuss plan with Marj
- askuswirral.org webpage / download help sheet
- Sunday car trip to find assessment centre
- prepare a folder
- inform family & friends
- Contact Dr Singh re his report
- Contact GP Liz re her report
- Marj at mine
askuswirral.org.uk / PIP assessment advice
- important to prepare
- talk about things I have difficulty with
- talk about how condition affects you day to day
- talk about what a bad day is like
- take a copy of your PIP claim form
- don’t let the assessor rush you
- try not to just say ‘yes’ or ‘no’
- always explain how you feel after/impact if repeated in short space of time
- download PIP assessment help sheet = tips
- assessor will observe/draw opinions/note mental state
- take someone with you for support / take notes
askuswirral.org.uk / PIP pdf. Assessment Helpsheet
Take
- ID
- medication
- walking stick
- copy of claim form / folder
- Psych / GP evidence
DO
- tell them everything you can
- take your time
- go through your claim form
- mention anything you didn’t include in claim form
Don’t
- exaggerate or lie
- do any movements that are too painful
- just answer no or yes = say how it makes you feel
- expect the assessor to be on your side
The build up to the assessment day wasn’t easy. I knew I had to prepare as much as I could in order to reduce my anxiety & stress levels but it was important to try & pace myself & not overdo it. I settled into a routine of just doing x1 hour PIP prep each morning on webpage & folder work but have the weekend off. I started to share my PIP webpage & felt supported by the feedback from family & friends.

Before that difficult PIP day
Prep for Assessment Anxiety = Approx 60 minutes face to face with healthcare professional
I drove to the PIP IAS assessment centre on two occasions. The first was on a quiet Sunday morning to find the location in Birkenhead & to checkout parking options … relieved that I knew the area quite well. The second time was on a Monday at 9.30 a.m to checkout different busy road car parking options. I parked nearby & went into the centre. I wanted to rehearse going in & speaking to reception before the PIP day in order to reduce some of the anticipated anxiety. I checked that I was booked in for Tuesday 29th October @ 10.15 a.m. I looked at the waiting area which was spacious & modern and felt ok in there. I then asked about the actual Face to Face room size & was reassured that it was a decent size … because I would have found sitting in a small room being relentlessly bombarded by questions very stressful and claustrophobic. So far so good.
I read the IAS booklet again = Understanding your Personal Independence Payment (PIP) assessment. I would be greeted on arrival & asked for proof of identity. I would see a Health Professional who may be male or female and could be a registered nurse ( both general & mental health specialists), physiotherapist, occupational therapist, or a paramedic. It would take around 60 minutes or longer if my condition is more complicated. My appointment may not start on time … either because they are looking through my case or the person before needed some extra time. I also decided that I wanted to know what their background is & what they were writing in their report.
As the assessment day approached I became increasingly unsettled, anxious, agitated & nervous. Recurring hourly thoughts of …
- had I prepared as much as I could ?
- could I cope with a barrage of questions for an hour ?
- just how hard is this going to be for me ?
- will I get confused ?
- can I keep my confidence ?
- will I get overwhelmed ?
- will my head get in a spin ?
- would I have a meltdown … before ? during ? after ?
- would the stress of it all break me ?

Reflections … of a difficult day
At last the big day arrived … It was time to feel the fear but do it anyway because there was a PIP battle to fight. Me & Marj went into reception to show my appointment letter & ID and we sat down. On the opposite wall was the same Isa Van Der Zee picture that is on my wall at home above my desk which we decided was a good omen !

The appointment started on time & was conducted by a female Health Professional registered nurse (pain specialist background). She explained the process emphasising that as I answered each question she would not be looking at me but would be typing her report as I spoke. Marj sat beside me ready to take some notes and so it began … I took a deep breath and somehow managed to speak. It was intense & full on and from the 1st moment I felt under pressure. A barrage of questions quickly followed which left no time to process what I had just said before the next key question crashed in. I did find it very disconcerting when she was typing furiously and not looking at me = zero empathy … also ironic that in a Face to Face meeting she spent very little time looking at my face ! There were various times when I needed to take a breath and asked her to repeat or clarify something which I couldn’t quite understand. I felt rushed at first but soon settled to focus on my appropriate prep sheet to make sure I had said everything I wanted to before I let her move on . This worked well because it gave me time to slow down & focus. My head often went walkabout so I needed to focus and bring it back, also it went spinning off in different directions & at times I got somewhat confused … but I kept digging deep & managed to hold on. The Health Professional then did a cognitive test. Step 1 = mental arithmetic Count back from 90 then subtract 7 = to 83 then quickly repeat subtract 7 = 76 & repeat x3 times more on. Step 2 =what’s todays date ? Step 3 = spell the word world backwards. She then asked me to do a knee mobility test on both knees to see difference between my good left knee & my rubbish right knee . This involved firstly sitting. Step 1 = cross knee over . Step 2 = straight leg lift v her hand resistance. Step 3 = bring knee back to bend under chair. Then knee test moved on to standing. Step 1 = down into squat position. Step 2 = bring up to balance on to tip toes. Step 3 = keep legs straight & bend forwards to try & touch the floor. She then finally said it was over & then came the tears that had been building & just started to flow . Blimey … it was finally over & both she & Marj handed me much needed hankies ! However she then checked & realised she had missed some questions so I had to somehow dig deep & collect my thoughts and focus again to fight yet again ! After 1 hour 25 painful minutes my PIP battle was somehow finally over .
After I was very wired & very tired but managed to text my family & friends to tell them that I had survived the PIP battle. Marj felt it had gone well and I thought I had said everything that I wanted to. I thanked Marj again on behalf of my family for her invaluable help and support . Everybody was so pleased , said well done & were so proud of me. I had tried so hard both in preparing myself & then tackling that Face to face meeting head on. I had given it everything I ‘d got and had done my best.
The DWP texted me the day after to say that they had received the report from the Health Professional & I would be informed within 6 weeks of their decision. What is clear is that my knee issues are affecting my quality of life & I am struggling in lots of different ways = am in a constant state of feeling stressed, anxious, wired and tired. It is a daily vicious circle & I am becoming worn out. Whatever the outcome I need extra support in terms of :
- GP = knee increased pain relief / physiotherapy ?
- £ cleaner / home help
- £ handyman
- Psychiatrist = occupational health input re stair rail & bathroom ?
- GP = acupuncture for head & neck pain left side ?
After PIP Assessment
It took me weeks to recover from the pressure of that scary rollercoaster ride. I had found the face to face assessment fairly traumatic and felt unwell for many days afterwards. It had almost broken me. I have no words to describe how I felt the after effects of the pressure but here are a few ! Very emotional/ head mashed/shattered/exhausted/knackered/overwhelmed/overtired zzz/fragile/spaced out. I was all talked out & felt bruised and battered but not broken. Most importantly I know I am loved & supported & will somehow get the help I need because solo struggling clearly isn’t working for my mental or physical wellbeing.
Dr Singh
I went to see my psychiatrist Dr Singh the week after for my x6 week review. He understood how hugely stressful it had all been & would take me some time to recover from the trauma and that to share my PIP webpage was important to me & encouraged me to do so step by step so I didn’t need to keep talking about it. He was also very pleased that amidst all the stress I had managed to enjoy my family birthday time. He agreed to contact the Occupational Health team for an assessment of my stairs & bathroom safety and told me well done again !
The 10 Year Declutter
Occupational Therapist Assessment
DWP … The PIP Decision
The PIP decision letter arrived the week before Christmas. It’s impact affected me greatly because after x 6 months of stress, hard work & anxiety I was being awarded zero £ payment at all ! I was shocked, surprised, angry, upset & in disbelief. I raged and I cried & raged & cried some more until I was utterly exhausted.
To be awarded the standard rate for Daily Living the total score needed to be between 8 – 11 points … my score was 6 and zero for Mobility. I was gutted and the loss of significant amount of monthly £ income was a hammer blow.
- Preparing food = 2 points . You need prompting from another person to cook or prepare a simple meal
- Mixing with other people = 2 points . You need to be prompted by another person to engage with other people
- Making budgeting decisions = 2 points . You need prompting or assistance from another person to make complex budgeting decisions
My family and friends support group were all shocked and gutted for me as was my psychiatrist and GP. They all agreed that perhaps a professionally led appeal in 2020 was the right step forward and was was key for now was staying in the moment and trying to focus on the family coming over for Christmas and bringing brother Chris special stereo present for my clutter free upstairs relax / knee physio bedroom.
Wirral Borough Council
- workman Tony Minor Works Department
- stair rail fitted
- evaluation & sign off sheet
Before After up After down
Support Group steps so far …
- Dr Singh at St Cath’s / The Stein Centre
- Martin at mine
- Marj at Port Sunlight
- Martin at mine
- Dr Charles at Devaney Medical Centre
- Geoff tech at mine
- Phil at mine
- Geoff tech PIP webpage live
- Kim at Thornton Hall
- Marj / Assessment date
- Martin / Mark / Claire website feedback
- Jackie website feedback
- GP Dr Charles report request copy
- Psychiatrist Dr Singh request copy
- Phil website feedback
- Marj at mine
- Marj at Face to Face consultation meeting
- Post PIP Dr Singh assessment / knee referral to Occupational Therapy
- Kim at Thornton Hall
- Martin & Mark 10 year declutter
- GP Dr Charles knee physiotherapy referral
- Vicky @ Yorkshire Bank re temporary increase £ overdraft PIP new £ amount
- Sharon Roberts / Occupational Therapist re stairs & bathroom assessment
- Stair rail fitted by Wirral Borough Council
- Updated GP = no PIP award / she will support PIP appeal = askuswirral
- Updated Psychiatrist secretary = no PIP award
- Text to Martin / Marj / Phil = no PIP award
- Phone consultation with Dr Singh
Timeline … the ongoing PIP Pressure
- July 18th DWP letter
- July DWP phone call to register PIP claim
- August 40 page form How Your Disability/condition affects you
- August Dr Singh advice / plan
- August Martin help / form posted
- September My PIP webpage
- October My PIP webpage share
- October 3rd Independent Assessment Services (IAS) letter re face to face date
- October 5th phone IAS to rearrange Assessment date
- October 29th Face to Face Consultation Assessment
- October 30th DWP mobile text = received report / decision within x6 weeks
- November 7th Dr Singh Post PIP Psych review
- November 16th DWP letter = have got all info needed to make PIP decision
- December 2nd GP Knee assessment & Physio referral
- December 14th DWP letter = decision is not awarded PIP
- December 17th Wirral Borough Council stair rail fitted
Process
- Letter from DWP / move from £DLA to PIP
- phone DWP to start claim procedure
- receive PIP claim form in post
- Get key help !!! Decide from where ???
- PIP form / x4 sections x40pages / draft pencil version
- PIP final pen completion / scan key pages
- Post claim form
- Letter re face to face assessment
- Letter re rearranged assessment date
- Assessment prep
- attend assessment
- DWP PIP letter / zero £payment
The P word
pages pain palaver panic paragraphs past pause patience payment peace people pen pencil perplexing personal peruse phone phonecalls photos phrases places plan plants pleased pills points Port Sunlight post positive power possible practical preoccupied prep pressure prioritise private problems process productive progress project proof proofread proud psychiatrist purple put puzzled
The Pain of PIP
- completely messed with my head
- very unsettling
- overwhelmed me
- derailed me for weeks
- dominated my thoughts
- felt under pressure to complete the form deadline
- made me ask for help
- made me realise how much I was struggling
- stressed me out
- difficult to prioritise who needed to know what & when
- made me think
- triggered some very awkward conversations especially about £ money & self care
- uncertain timeline very unsettling
- forced me to face up to & share how much I was struggling
- overthinking overload
- needed various plans
- needed various types of help
- having to handwrite x40 page form
- made me push myself too hard for weeks
- predictable meltdown
- a rollercoaster ride
- find the PIP assessment centre in Birkenhead
- hard to make sense of it all
- support group = don’t judge me … just help me
- the stress & strain was a daily energy drain
- over & out = all PIPped out
Physical effects of PIP stress
Daily stress headaches & left side neck pain / raised blood pressure / very tiring / chest pains / fast heart rate / confused / irritable / poor disturbed sleep & early morning wide awake
The positives of PIP
= brother Martin / reassess my bipolar balance / focus on what help I need now & from who / support group reconnect & awareness / talk on my phone again / £ monthly benefit payment finalised / p.m. garden potter time / the power of plans / just breathe … just believe / stay in the present moment
To Appeal or not to appeal in 2020 ? … that is the big question
YES = £80 per month standard rate = just £20 per week
No = Can I face it all again daily for another x6 months ? Am I strong enough ? Why put myself through it all again ? Do I really need to ? What do my support group think ? Is it worth all the pain & uncertainty ? What if I get knocked back again ? Is a potential second breakdown worth the risk ? Can the professionals take it all off my shoulders ?
Between July to December 2019 it had a very negative impact on my daily life & wellbeing and caused me x6 months of :
- constant Bipolar mood swings
- daily stress & anxiety
- poor disturbed sleep
- £ lack of control
- Family & friends catchups dominated by PIP updates
- too much self medicating alcohol to numb the pain
- very little golf of any sort
- neglecting my self care
- no positive website work
- no energy for new photography projects
- little real relaxation
- feeling under constant pressure
- not cooking or eating healthily
- fighting = ongoing fatigue
- losing confidence outside my house
- no Refreshment Room lunches at all
- not reading my kindle at all
- becoming increasingly isolated & feeling lonely
- PIP constantly dominating my thoughts
- I lost myself myself along the way & need help to find my way back
Martin January 2020 … read your PIP update. My understanding is that you have missed the one month appeal deadline, and that if you want to keep going with it you would have to start the whole process again – hopefully not as horrendous as it sounds as it would presumably be a case of tweaking your previous application to try and get 2 extra points. I guess the question to ask is , do you need the £20 per week compared to all the hassle it’s causing you. If you can make budget changes elsewhere to adjust for the loss of it, it’s a no brainer – forget PIP and move on.
Phil January 2020 … I feel the priority should be given to the advice of your expert medical support. The worst case scenario would be conflicting advice from other people without prior experience. Historically there is no doubt that many people have their original assessment overturned on appeal. Having read your webpage I have concluded that, if you can manage financially, an appeal, although justified, may not be worth ‘all the pain and uncertainty’. However, I would be very much guided by Dr Singh.
Jackie January 2020 … Just read your PIP pages & horrendous what you’ve had to go through. I have read of many instances of desperately ill people not getting PIP & appealing … many successful but not always. The points system seems very harsh … no emotional involvement at all. If you appeal, then professional help first is paramount. Who does it though? It will all take time too and will it be worth all the agony for £20 a week? The first step is to nail down the professional help and ask them. You’ve been through so much & now you must leave it to someone who knows these things. Pissy not to get points for your knee but at least you got OT support which helps.
Claire … January 2020 … I agree with what’s been said already and that you should follow the guidance of Dr Singh. I’m just sorry you’ve had to go through it. It’s important to determine to what extent they would be able to assist in an appeal or a new claim, and whether it would be worth it financially. Of course your health and happiness is the most important thing, but I understand that finances play a big part in that.
So … is it an appeal or a new PIP claim ? Which is the best way for me to go forward in 2020 ? Who are the right people to help me ? and How? I think it’s time for us amateurs to step down and my professionals to step up & will take & accept their best advice.
Dr Singh January 2020 Advice
- shocked & surprise DWP didn’t contact him re 2019 claim
- very surprised that I didn’t get standard rate
- I couldn’t have been better prepared & did all I could
- any appeal used to be 3 months … now it’s one month
- do not start a new claim at this time
- not worth all the pain for £20 a week !
- not certain a new claim would be successful anyway !
- review circumstances in summer / autumn
- keep all PIP papers in a box
- focus on using energy in a positive way
- get a grip of £ finances with Phil help / make some changes to get control
- use askuswirral if future claim
- get PIP out of my head
- concentrate efforts on less stress / better self care & improved quality of life
- rest recover & regroup
- will take weeks & months to properly recover from
- accept PIP 2019 decision & move on
- your support group all agree that your health & happiness is more important
from PIP pain … through PIP process … to no £ PIP payment at all … to PIP closure
https://www.askuswirral.org.uk